Accident Benefits

2026 Ontario Car Insurance Changes May Cut Income Benefits – Protect Yourself Now

Canadian Law, Motor Vehicle Accidents / By / / , ,

Starting July 1, 2026, Ontario drivers will face a major shift in their auto insurance coverage. If you’re injured in a car accident, the consequences could be devastating if you’re not prepared. The Financial Services Regulatory Authority of Ontario (FSRA) has announced that key benefits under the Statutory Accident Benefits Schedule (SABS), namely Income Replacement Benefits (IRB) and Non-Earner Benefits, will become optional for new or renewing […]

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The Connection Between SABS and Tort

Canadian Law, Motor Vehicle Accidents, OTLA Blog / By / / , , , , , ,

Ontario motor vehicle accident legislation is a confusing area of personal injury law for many victims of a car accident. It is important for people to understand their available options for compensation through accident benefits and tort, and how these particular options interplay with each other. Failure to appreciate this balance (or failure to seek

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Accident Benefits and the Challenge of Chronic Pain

Canadian Law, Motor Vehicle Accidents, OTLA Blog / By / / , , , , , ,

Claimants injured in a motor vehicle accident have access to benefits under their own insurance (or through another driver’s insurance policy, or the Motor Vehicle Accident Claims Fund) to help compensate for losses such as, but not limited to, medical and rehabilitative benefits, income replacement, lost educational expenses, attendant care and damaged clothing or medical

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New Changes to Accident Benefits 2016

Canadian Law, Motor Vehicle Accidents / By / / , , ,

In Ontario, there are two avenues of compensation that victims of a car accident (including passengers and pedestrians) may claim to cover the costs of their medical bills, and other expenses: No Fault Insurance: All drivers are required to carry a legal minimum in third-party legal coverage and accident benefits coverage. Accident benefits coverage acts

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